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The variability of investment returns can have a material impact in the early years of investing. Over time, the variability of returns is smoothed out.

Two common characteristics we see with our clients that have accumulated wealth is the ability to both assume risk, and the ability to stay the course during periods of volatility.

These days clients may have had several careers or jobs before they retire. With each job they previously left, they may have had a group retirement plan or locked-in plans that are essentially equivalent to pension type investment accounts.

Discussions with our clients revolve around minimizing the amount of tax they pay over their lifetime. To start the process with clients, we let them know what their estate tax bill will be if they do nothing.

They say two things in life are certain: death and taxes. The goal for our clients is to help them minimize the taxes they pay over their lifetime. We map out a plan with our clients to help achieve this.

When we map out a placement plan for which investments will go into which accounts, there are many principles that we factor into our recommendations.

Kevin Greenard talks about the importance of cash within the asset allocation.

Stock splits can be the subject of some confusion among investors, so we wanted to delve into the mechanics of stock splits and what they mean for investors.

There is a once-in-a-lifetime opportunity for those thinking of utilizing a spousal loan strategy, but you need to act before July 1, 2022.